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Our Process

How We Adjust Your Claim

Free Initial Consultation

We offer an Initial Consultation at no charge for up to two hours.

Detailed Evaluation

A complete inspection and policy review.

Documentation & Claim Prep

We gather evidence and prepare your claim package.

Negotiation & Settlement

We represent you to secure a fair settlement.

“Risk Free” Fee Structure

As your Public Adjusters, we are not compensated until the Insurer agrees to issue payment.
CPAA
Our speciality

Guiding Policyholders, Restoring Peace of Mind

When disaster strikes, navigating an insurance claim can feel overwhelming. The HAS specializes in helping policyholders across Canada recover faster and more fairly. From initial damage assessment to final settlement, our focus is on protecting your interests and maximizing your benefits.

HAS Happy Family

Damage Assessment & Documentation

We conduct thorough inspections and create detailed inventories to ensure every loss is accounted for.

Policy Review & Claim Strategy

Our experts break down your insurance policy, identify hidden benefits, and develop a claim strategy that works in your favor.

Negotiation & Settlement Support

We represent you in discussions with insurers to achieve fair, timely settlements and minimize stress.

Develop Your Claim Strategy for a Fair Settlement

experts

Our consulting team drives your success

Sed ut perspiciatis unde omnis iste natus ut perspic iatis unde omnis iste perspiciatis ut perspiciatis unde omnis iste.

FAQ

Helping policyholders recover faster and more fairly.

Select a licensed professional who represents you, not the insurance company. HAS adjusters adhere to high ethical and professional standards.

We handle assessments, documentation, and negotiations to ensure every loss is accounted for and settlements are fair.

Timeframes vary by claim complexity, but early involvement helps speed up the process and maximize outcomes.

Not always — but if the loss is large or complex, a public adjuster protects your interests and reduces stress.

A founding member of the CPAA

CPAA